Seeking flexible debt for your business goals?
Whether you’re looking for a short-term cash infusion or want to establish a long-term line of credit, our flexible debt options can help you reach your business goals.
Timely Process and Decisions
Free Business Advisory
Long-term partnership through refinancing
Financing Options for your Business
SME Spark Loans
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- 18-month repayment period.
- 2 hours per month of free management support:
- Consult with our sales experts.
- Get hands-on accounting and CFO support.
- Free Tax and Regulatory Advisory.
Business Growth Loan
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- 24-month repayment period.
- 4 hours per month of free management support:
- Consult with our sales experts.
- Get hands-on accounting and CFO support.
- Free Tax and Regulatory Advisory.
Revolving Line of Credit
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- 90- days repayment period.
- Reuse of funds up to the approved limit
- 2 hours per month of free management support:
- Consult with our sales experts.
- Get hands-on accounting and CFO support.
- Free Tax and Regulatory Advisory.
SME Spark Loans
Give your business the opportunity to grow with the ease of fixed payments that align with your business cycle. Loans from UGX 20 million – UGX 75 million.
Business Growth Loan
Unlock growth with more financing, flexible terms, a long-term repayment period, and more hours of management support. Loans from UGX 20 million – UGX 200 million.
Revolving Line of Credit
Provides your business with the freedom to draw from funds as needed. Ideal for covering short-term working capital needs. Loans from UGX 10 million – UGX 100 million.
Managed Funds
The Neycha Accelerator & Fund
Segal Family Foundation Debt Facility
The Neycha Accelerator & Fund
The Neycha Accelerator & Fund advances food system innovators and entrepreneurs who are working towards a more regenerative and agroecological food system (from input provision, processing to consumption) and contributing to a more holistic and circular agri-food economy in East Africa.
Segal Family Foundation Debt Facility
This is a debt facility targeting locally led social enterprises in Eastern and Southern Africa. Loans are structured in US dollars and range from $50,000 to $250,000.Â
How it Works
Fill and Submit Application
Our application is designed to be completed in just a few minutes. Once we receive your application, we shall follow up and schedule a 30-minute call to learn about you, your business, and your needs.
Review and Approval
Our team will analyze and decide on your application within 2-5 business days.
Disbursement
The loan will be disbursed within 1 day after signing the contract.
Management Support
We shall be available to support you beyond the financing through our complementary business advisory services.
To qualify for financing from SHONA Capital, a business must meet the following basic criteria.
Registered business with at least 2 full-time employees including yourself.
Being in operation for at least 2 years.
Generated at least $10,000 (UGX 36,000,000) in revenue for the last 12 months.
An aspiration to grow the business at least 2x in the next 1-3 years.