SHONA Capital
More than capital!
We are on a mission to enhance local economies in developing countries by providing small businesses with working capital to help them scale and create jobs.
We are Powering the Job and Wealth Creation Engine in Africa, Small and Growing Formal Businesses on the “Main Street”.
SHONA Capital provides East Africa’s SMEs with flexible debt to help them grow and achieve their full potential. Our financing is combined with hands-on business management support from our team and preselected industry experts, experienced entrepreneurs, and relevant subject matter experts.
Flexible Loans
Management Support
Business Growth
Flexible Loans
We source and select the most promising small businesses and give them flexible loans structured to match their short, medium and long term needs.
Management Support
We guarantee up to 2 hours per month of dedicated, hands-on management support for each business throughout the investment period, with a focus on team development, sales, financial management, and tax and regulatory compliance.
Business Growth
Better management, revenue growth, improved cash flows, and stronger governance.
I can’t express enough my joy when I was informed by SHONA Capital team that our loan was approved. My business partner and I, were skeptical that we would be considered. I am so happy SHONA Capital believed in our business and has given us all the support we needed to sign additional clients and improve our management systems. We are now confident to negotiate with our B2B customers to reduce on receivables days.
SHONA Capital has really given me the peace of mind I hadn’t achieved in a long time by financing our business. It’s very stressful to run a business with limited capital.
I can now afford to take a weeks’ leave from business while my team is running the operations. SHONA Capital is truly beyond just the capital.
Thank you, SHONA Capital, for walking the entrepreneurship journey with me.
Working with you has been unbelievably smooth especially the appraisal process which was quite fast. Getting funding within 2 weeks was something I never thought could happen in Uganda.
With the capital acquired from SHONA Capital, I can now confidently serve my customers since I have a variety of designs.
With funding from SHONA Capital, we were able to increase our working capital. This has enabled us to approach new and prospective clients with confidence.
SHONA Capital’s management support team recommended to us QuickBooks Online, provided training, and has frequently assisted with monthly reporting. We use these monthly reports in our day-to-day decision making.
I can’t express enough my joy when I was informed by SHONA Capital team that our loan was approved. My business partner and I, were skeptical that we would be considered. I am so happy SHONA Capital believed in our business and has given us all the support we needed to sign additional clients and improve our management systems. We are now confident to negotiate with our B2B customers to reduce on receivables days.
SHONA Capital has really given me the peace of mind I hadn’t achieved in a long time by financing our business. It’s very stressful to run a business with limited capital.
I can now afford to take a weeks’ leave from business while my team is running the operations. SHONA Capital is truly beyond just the capital.
Thank you, SHONA Capital, for walking the entrepreneurship journey with me.
Working with you has been unbelievably smooth especially the appraisal process which was quite fast. Getting funding within 2 weeks was something I never thought could happen in Uganda.
With the capital acquired from SHONA Capital, I can now confidently serve my customers since I have a variety of designs.
With funding from SHONA Capital, we were able to increase our working capital. This has enabled us to approach new and prospective clients with confidence.
SHONA Capital’s management support team recommended to us QuickBooks Online, provided training, and has frequently assisted with monthly reporting. We use these monthly reports in our day-to-day decision making.